About GPI

Founded in 1997, Group Planners Inc. is an independent, full-service insurance agency focused on employee benefits, compliance, HR technology & administration. Our team of experienced benefit advisors has only one objective, to exceed the expectations of our clients and their members.

We partner with the very best insurance companies and benefit solution companies to provide highly customized benefit solutions. Our specialty is group health insurance. Unlike most agencies we are not beholden to traditional bundled solutions that lack creativity, cost-control and are often riddled with misaligned incentives and limited access to actionable data.

We combine a consultative approach with a clear understanding of how and when to deploy GPI’s vast resources.

We listen, understand and execute with precision

We do what we say every single time

We are passionate and relentless about making our clients successful

When you choose us, you’ll be joining thousands of other members and organizations who made the decision to select an agency that offers next generation benefit solutions and cost control strategies that out-perform the status-quo approach which failed the American worker.

Benefit Strategy Reimagined

It all starts with a conversation that focuses on the current benefit strategies impact on the members, the HR team and the business objectives. An optimal benefit strategy is part of the overall business strategy. Our advisors understand the role benefits, especially health insurance, play in a company’s ability to attract and retain their ideal employee.

Optimizing group health plans requires an understanding of health care and insurance, as well as, the misaligned incentives inherent in both. A lack of transparency and actionable data have kept employers and members in the dark. This is the failure of the fee-for-service health care model and managed care plans.

Contrary to popular belief, improved quality and lower costs are achieved by enhancing benefits not reducing them. When members become informed healthcare consumers, they are better equipped to navigate a complex healthcare system with clarity and purpose. This ensures they receive the highest-value care possible and get more from their health insurance spend and yours.

Group Planners Inc. developed BritePath benefit strategy to make underperforming health plans a thing of the past. BritePath is comprised of the following components; Health, Pharmacy, Insights and Engage. Employers that implement all or some of the BritePath strategies can put their benefit strategy back on track and save 20% or more.

Learn More About BritePath

Commitment to Excellence

Clients stay with Group Planners Inc. because of our emphasis on service. But here are a few reasons why they come to us in the first place:

  • A reputation for integrity, transparency and putting our clients’ interests first
  • Strong relationships with the nation’s leading insurance carriers, as well as, regional and specialty insurers and third-party administrators
  • Market expertise and deep industry knowledge
  • A full array of insurance products and solutions for companies of any size—from large employers with multiple offices throughout the country to small businesses on Main Street, USA.
  • A commitment to educate our clients and their members so they can better navigate the highly complex healthcare system which can easily reduce the healthcare spend by 20 percent or more
  • Our strong relationship with Health Rosetta emphasizes our commitment toward improved financial performance and improved quality of care for employees
  • A strong relationship with independent TPA’s and transparent Pharmacy Benefit Managers enhances the benefit experience for our partially self-insured clients
  • Enhanced data analytics and care management provides our partially self-insured clients with actionable data to quickly address outlier claimants and costly specialty medications resulting in significantly lower cost share for members and their employer
President and Co-Founder, Louis Bernardi

Co-Founder & Chief Benefit Strategist

Louis Bernardi, has over 28 years of employee benefit experience; both as a wholesale and retail advisor. Lou is proud to be among the first 150 advisors accepted into Health Rosetta; an eco-system of forward-thinking advisors and solution partners that share his passion for helping people and businesses customize health plans that enhance benefits, improve outcomes and reduce costs.

Lou is the innovator behind BritePath benefit strategies that flattens the curve on health insurance costs

GPI, In A Nut Shell

Our employee benefit solutions include the following:

Strategic Planning and Consulting

A thorough needs analysis that delivers multi-year, strategic recommendations that meet HR objectives and financial goals

Client Onboarding

We will review existing benefits, policies, and client needs, to ensure there are no disruptions to your HR staff or employees

Implementation

Support to ensure a seamless transition by supporting HR with core administrative services, communications, and enrollment

Account Service

Dedicated service professionals who provide ongoing support to plan administrators, covered employees, and dependents

Brokerage/Renewal Services

We identify the most cost-effective benefits and funding methods, provide in-depth analysis of proposals, and assist with selecting renewal options that align with your goals

Financial Analytics

Actuarial and underwriting resources to optimize the financial outcomes of your benefits program

Compliance

Law-degreed advisors and HR professionals who monitor legislation and regulations and provide actionable guidance

Pharmacy Benefit Consulting

Resources and strategies to help reduce Rx costs

HR Advisory

Best practices and expert advice to help guide your HR strategy

Benefits Technology and Administration Support

Guidance to help you select the best technology that aligns with your benefits strategy and professionals who provide administration support for employers, covered employees and dependents

Communications

Strategies that build awareness, educate employees and drive engagement in your benefits

Flexible Benefits

Trusted and reliable FSA, HSA, HRA, Transit, and COBRA administration services

Need Retirement Consulting

We got a guy

Ongoing Performance Management

Ongoing monitoring of the financial performance of your benefits program and proactively identifying future risks and cost drivers